Matt Gay or Wil Lutz: Who Should You Start?
2026 Week 1 · deterministic head-to-head · Verdicts based on PPR scoring.
Gay and Lutz split the difference: better script for Gay, better accuracy for Lutz
Vegas likes the Raiders' offense a shade more than Denver's, and that gap matters for a kicker whose points come from field goals and extra points, not one from red-zone drives. Gay's dome eliminates any wind or snow variable that could shrink Lutz's attempt count in Denver, where the forecast is still unsettled. Lutz has been the more accurate leg all season and gets one more red-zone trip per game than Gay does, which normally offsets a modest scoring gap. But Denver's own board treats Lutz as a sit this week given the tougher matchup context, while Gay stays in true toss-up territory — so if you need a lean, take the steadier environment.
What flips it: An unfavorable Denver forecast report closer to kickoff would tilt this further toward Gay.
AI editor

Matt Gay
8.18.18.1 Projected Points

Wil Lutz
7.67.67.6 Projected Points
Why Matt Gay
Toss-UpVeteran starting K with big-leg range and an 84.3% career mark, coming off a shaky 13-of-19 season in Washington before a midseason move to San Francisco.
Toss-up — K19 consensus and projection: kicks indoors, and 1.2 red-zone stalls a game.
- Kicks in a controlled dome, so weather can't shrink his attempt count on Sunday
- Plays behind the better implied team total, which means more scoring drives to kick off of
Why Wil Lutz
SitVeteran starting placekicker. Reliable leg with altitude experience on long-range attempts.
Sit — K20 by consensus, projects K24 this week: 1.4 red-zone stalls a game, and 7.6 pts projected vs KC.
- Has been the far more accurate kicker this season and owns the longer make on record
- Sees a slightly higher red-zone stall rate, which historically means more field-goal tries not fewer
Head-to-head stats
| Metric | Matt Gay | Wil Lutz |
|---|---|---|
| Projected points | 8.18.18.1 | 7.67.67.6 |
| Consensus rank | K19 | K20 |
| Projected FG attempts | 2.1 | 1.9 |
| Red-zone stalls / game | 1.2(2025) | 1.4(2025) |
| Kicking conditions | Indoors, no weather risk | — |
| Implied total · spread | 22.3-3.0 | 20.0+2.5 |
| Field-goal % | 73.9%(2025) | 87.5%(2025) |
| Depth chart | K1 | K1 |
Signal breakdown
- 8.1 vs 7.6 projected PPR pointsMatt Gay +
- Rank 19 vs 20Matt Gay +
- 2.1 vs 1.9 projected attemptsMatt Gay +
- 1.2 vs 1.4 red-zone stalls per gameWil Lutz +
- Kicking weathereven
- Implied 22.3 vs 20.0 team pointsMatt Gay +
- No injury designationseven
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